Personal Finance Mastery Program
Transform your relationship with money through practical skills, proven strategies, and personalized guidance that actually works in the real world.
Start Your JourneyWhat You'll Master
This isn't another theoretical finance course. You'll work with real scenarios, build actual budgets, and develop systems that stick. Each module builds on the previous one, creating a complete financial toolkit you can use immediately.
We focus on practical application over theory. You'll leave with spreadsheets, templates, and strategies that work for South African financial realities — from dealing with load shedding costs to optimizing retirement annuities.
Foundation & Mindset
Understanding your money patterns, setting realistic goals, and building the psychological foundation for lasting change.
Budgeting That Works
Create flexible budgets that adapt to irregular income, seasonal expenses, and unexpected opportunities.
Debt Strategy & Freedom
Systematic approaches to eliminating debt while maintaining quality of life and building emergency funds.
Investment Fundamentals
Start investing with confidence using low-cost, diversified strategies appropriate for your risk tolerance.
Long-term Planning
Retirement planning, tax optimization, and building wealth that grows over decades, not just months.
Learn from Experience
Marcus Johannesburg, CFP
Certified Financial Planner • 12+ Years Experience
Marcus has guided over 800 individuals through complete financial transformations. His approach combines traditional planning principles with modern tools and South African market insights. He's particularly skilled at helping people who've tried budgeting before but couldn't make it stick.
Before teaching, Marcus spent eight years as a portfolio manager and has personally navigated market crashes, economic uncertainty, and major life transitions. This real-world experience shapes every lesson in the program.
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